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Consumer Credit Act 2006

Consolidated Text As Enacted Cited authorities 184 Cited in Amendments 11 Related
Vincent
JurisdictionUK Non-devolved
  • In section 189(1) of the 1974 Act (definitions) for the definition of “individual” substitute—
    • a partnership consisting of two or three persons not all of whom are bodies corporate; andan unincorporated body of persons which does not consist entirely of bodies corporate and is not a partnership;in subsection (1) for “personal” substitute “ consumer ”;subsection (2) shall cease to have effect.(2) In section 15(1) of that Act (which defines consumer hire agreements) paragraph (c) and the “and” immediately preceding it shall cease to have effect.(3) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
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    • (1) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .in subsection (1) for “personal” wherever occurring substitute “ consumer ”;. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .(3) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .(4) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .(5) In subsection (1) of section 158 of that Act (duty of credit reference agency to disclose filed information) for paragraph (a) substitute—
    • (a) a request in writing to that effect from a consumer,
    .    a request in writing to that effect from a consumer,(6) After subsection (4) of that section insert—
    • “(4A) In this section ‘consumer’ means—
    • (a) a partnership consisting of two or three persons not all of whom are bodies corporate; or
    • (b) an unincorporated body of persons which does not consist entirely of bodies corporate and is not a partnership.
    a partnership consisting of two or three persons not all of whom are bodies corporate; oran unincorporated body of persons which does not consist entirely of bodies corporate and is not a partnership.(7) In section 181(1) and (2) of that Act (power to alter monetary limits etc.) for “8(2) , 15(1)

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